A b o u t C u s t o m B e n e f i t A d m i n i s t r a t o r s
Custom Benefit Administrators (CBA) offers flexible benefit plan
administration, COBRA administration and consulting services for employers with
2 to 5,000 employees. Our goal is to relieve you and your staff from the increasingly
complex regulatory requirements and time associated with the management of these
benefits. How do we achieve this goal? Our staff is industry trained and tested.
Our systems are state of the art.But most importantly, we listen to our clients.
Our staff has more than 30 years of experience in flexible benefit and COBRA
administration. Robert Hayes, owner of CBA and former owner of Employers' Advantage,
has specialized in flexible benefit plan and COBRA since 1984.
Our mission is simple: To provide the highest quality service, utilizing
the most effective technology available, all at a great price. To achieve our goal we
work closely with your representatives to develop first class services that fit the
specific needs of your organization. With an experienced staff of career oriented
people and state of the art systems, no other administrator can match our unique
combination of service, technology and price.
Services offered by Custom Benefit Administrators
COBRA Administration - COBRA permits individuals and families to
extend health benefits after the loss of employer sponsored coverage, most
commonly at termination of employment. Federal COBRA applies to all employers
with 20 or more employees.
Premium Only Plan (POP) Administration - A POP is a formal plan
that permits employees to pay for their cost of employer sponsored health
benefits with �before-tax� (tax-free) dollars. The benefits that may be paid
for through a POP include group medical, dental, vision, certain supplementary
(voluntary) insurance, LTD, STD and group life insurance.
Flexible Benefit Plan (FBP) Administration � FBP�s, which are
also referred to as �cafeteria plans� or �section 125 plans� offer POP benefits
plus the addition of Health and Dependent Care Flexible Spending Accounts
(FSA�s) and Adoption Assistance Plans. Flexible Benefit Plans can even include
buying and selling vacation days, 401(k) plans and cafeteria �credits�
(or allowance) that can be converted to taxable wages.
Parking, Mass Transit and Van Pooling Plan Administration �
�Parking & transit plans� permit employees to save taxes on qualified parking
and mass transit expenses required for work. Like an FBP, employees and employers
pay no taxes on contributions or reimbursements. Parking & Transit plans may
only be provided on a stand-alone basis (They may not be included in a Flexible
Why choose Custom Benefit Administrators?
We understand that we are first and foremost a �service� organization.
We support you with state of the art systems and great people.
We tailor our services to fit the specific needs and desires of your organization.
We provide our services at very competitive rates.
We DO NOT require that you purchase insurance. With CBA, your COBRA and
flexible benefit plan administration remains consistent (and in compliance)
regardless of which companies provide your insurance.
Copyright � 2009 Custom Benefit
Administrators. All rights reserved.